I've been screwed royally by bank charges and from a purely selfish point of view, I'd love to have the money back. It's probably over £500 now.
However, I did do what they charged me for. I was rubbish with my money, either through a screw-up or through depression leaving me incapable of managing my account and have, on a few occasions, ended up a lot overdrawn on my overdraft.
Whilst I'm butthurt at the loss of the money, I can't exactly say that it was unfair.
(That said, I'll change to Nationwide as soon as I get my overdraft down to a more reasonable level, if the charges are how you've described them. I'm not planning on incurring any more, but considering my last fuckup cost me £150, it's worth looking at)
no subject
However, I did do what they charged me for. I was rubbish with my money, either through a screw-up or through depression leaving me incapable of managing my account and have, on a few occasions, ended up a lot overdrawn on my overdraft.
Whilst I'm butthurt at the loss of the money, I can't exactly say that it was unfair.
(That said, I'll change to Nationwide as soon as I get my overdraft down to a more reasonable level, if the charges are how you've described them. I'm not planning on incurring any more, but considering my last fuckup cost me £150, it's worth looking at)
PJW